The Easiest Way on Earth to Add Another Monthly Income Stream — Without Another Job.
A Monthly Residual Check for Paying the Same Bills You Already Pay.
You do not need another job, something to sell, or people to recruit. You put the household spending you already have through MiddleBanking™ 1.0.
You Fund It Weekly.
Make the scheduled bill-pay deposit established for your household.
We Pay Your Bills.
ReCapture manages and pays the participating household expenses in your plan.
You Get a Check Every Month.
Your participating monthly expense activity becomes the basis for your Monthly Residual from ReCapture Financial.
What ReCapture Financial Is — and Why We Handle Your Bill Pay.
ReCapture Financial is a financial technology company operating an electronic bill-pay concierge service.
Many people use bill-pay concierge services because they are busy. At ReCapture Financial, we believe you should have another reason: to receive a share of our corporate residual pool through Monthly Residual Income.
To provide our bill-pay services, ReCapture Financial requires certain financial information necessary to process your household bills and expenses.
Your banking information is not available for ReCapture Financial employees, representatives, members, or partners to view or retrieve.
The banking information you provide is used only for authorized payment activity associated with your ReCapture account—including paying household expenses, funding your designated spending accounts, and making direct deposits of your Monthly Residual Income.
Household Bill-Pay Is a Serious Financial Responsibility.
Once your household plan is established, you make the scheduled bill-pay deposits. ReCapture accepts responsibility for managing and paying the participating expenses in your MiddleBanking™ plan.
How Much Could Your Bills Produce?
Your household's numbers determine the participating expense activity used to establish your plan and projected monthly residual.
Retiring Within the Next 5 Years?
Your paycheck may eventually stop, but your mortgage or rent, utilities, insurance, groceries, vehicle costs and everyday household expenses will keep going.
You spent years preparing your retirement income. Now prepare the bills you're taking into retirement.
See why MiddleBanking™ 1.0 can be especially useful for households living on steady retirement income while continuing to pay regular monthly expenses.
Learn About MiddleBanking in RetirementWant to Know Exactly How MiddleBanking™ 1.0 Works?
Electronic Bill Pay. MiddleBanking™. ERA. Financial Justification. Monthly Residual Income. The bill-pay process. Accountability. The complete explanation is waiting for you.
Take a Deeper Look →Ready to MiddleBank Your Spending?
Pay the same household and personal expenses you already pay. Put that monthly activity to work through MiddleBanking™ 1.0.
Important Information
ReCapture Financial is a financial technology company and is not a bank. MiddleBanking™ 1.0 is a household bill-pay and money-management service. An Expense Residual Income Account (ERA) is not a bank deposit account, retirement account, investment account, securities account, insurance product, or lending product.
Monthly Residual amounts are based on verified participating household expense activity, active participation, household status, and applicable program terms. ReCapture Financial does not require product sales, recruiting, a downline, or the purchase of goods or services to participate in MiddleBanking™ 1.0.