ReCapture Eye Opener™

You Already Pay Your Bills. What If You Could Spend 50% Less Paying Them?

Your mortgage or rent, car payments, groceries, utilities and other household expenses aren't going anywhere. But that doesn't mean you have to keep paying for them the same way.

At ReCapture Financial, it begins with Split Dollar Deposit™, a clever banking strategy we teach you to operate yourself. Then you can graduate to an Expense Reimbursement Account (ERA), where ReCapture manages your approved bills and sends you Monthly Residual Income reimbursement checks.

Run the Eye-Opener Forecaster See the Two Phases
Phase 1: Learn the Strategy We teach you Split Dollar Deposit™, a banking strategy with roots dating to 1994.
Start Spending 12%–25% Less Organize your paychecks and operating accounts without cutting the household expenses you already have.
Phase 2: Graduate to an ERA ReCapture takes over approved bill payments and adds monthly reimbursements that grow under your ERA schedule.

See What Your Monthly Expenses Can Produce.

Enter what your household spends each month. The Eye-Opener™ will show the full ERA reimbursement schedule, including 36 months of growth followed by five years at 50%.

Use your total monthly expense amount. The ERA reimbursement calculation is based on approved monthly expenses, not the amount of your SDD operating transfers.

Your Eye-Opener™ results will appear here.

Enter your monthly expenses to begin.

Start With Split Dollar Deposit™

First You Learn It. Then You Can Let ReCapture Do It.

We don't ask you to give up your expenses. We show you how to organize the money you already earn, and then how to take that strategy further.

1

Tell Us About Your Household

List your income, pay schedule, monthly bills and personal expenses.

2

Learn Split Dollar Deposit™

We build your household plan and teach you to operate the strategy using your own banking accounts.

3

Run Your Plan

You handle your transfers and bills while working toward spending 12%–25% less without cutting expenses.

4

Graduate to Your ERA

When you're ready, ReCapture takes over approved bill payments and begins your ERA reimbursement journey.

MiddleBanking™ 1.0

Your Bills Already Cost You Money. Now Let Your ERA Put Them to Work.

Every month, your household pays for housing, transportation, utilities, creditors, groceries and personal expenses. That money is already moving.

Split Dollar Deposit™ teaches you how to organize that movement more effectively. Your Expense Reimbursement Account takes the next step.

You open your ERA, complete your agreements, and begin funding your established household plan. ReCapture Financial then handles your approved bill payments and issues Monthly Residual Income reimbursement checks under your ERA schedule.

Your ERA reimbursement journey begins with a 90-day probation period. Then monthly reimbursement starts at 1.25% of your approved monthly expenses, grows for 36 months, and continues at 50% for the following five years under the proposed graduate schedule.

Learn it. Run it. Graduate. Get reimbursed.

MiddleBanking™ 1.0 is the ReCapture platform that powers your ERA.

Eye-Opener™ FAQ

Is the Eye-Opener™ a guarantee?
The Eye-Opener™ illustrates the ERA reimbursement schedule using the monthly expenses you enter. Actual payments are based on approved household expenses, account activation, participation, and the applicable ERA agreement.
Why do my monthly expenses matter?
Your approved monthly expenses provide the base for calculating your ERA Monthly Residual Income. The forecaster shows how that monthly expense activity works over the reimbursement schedule.
Do I have to cut my bills to spend less?
No. Split Dollar Deposit™ is designed around the bills you already have. We teach you how to organize your income and operating accounts so your household can work toward spending 12%–25% less without cutting those expenses.
Do I have to recruit or sell anything?
No. There's no downline to build and no product to sell. You begin by learning and operating your own Split Dollar Deposit™ household plan.
What happens when I graduate to an ERA?
ReCapture reviews your transition, completes the required agreements, and establishes your ERA funding schedule. Once activated, ReCapture manages the approved household bill payments. Your ERA reimbursement schedule begins with a 90-day probation period.
What do I do next?
Start with Split Dollar Deposit™. Tell us about your household expenses and pay schedule, meet with ReCapture, learn the strategy, and begin operating your plan. Your ERA graduation option is available through your SDD dashboard.

Ready to Make Your Money Work Harder?

Start with the bills you already pay. Learn Split Dollar Deposit™. Then, when you're ready, graduate to an ERA and let ReCapture handle the bill payments while your reimbursements grow.

Open Your Split Dollar Deposit™ Account Back to ReCapture

The Eye-Opener™ is a projection based on the monthly expenses entered and the stated reimbursement schedule. It does not include an additional SDD savings estimate in the reimbursement total. The 50% continuation period is part of the planned graduate ERA schedule and must be reflected in the operating program and agreements before activation.