1
Set Up Your ERA
Provide your normal household bills, expenses, pay dates and due dates so your account can be set up.
90-Day Paid Beta Test
Help Us Test MiddleBanking™ 1.0.
ReCapture Financial is selecting households to use MiddleBanking™ 1.0 for 90 days with their normal household bills and expenses. Follow the system, tell us about your experience, and receive $500 for each completed 30-day testing period.
Apply to Be a Beta TesterWhat Are We Testing?
This is a real beta test of MiddleBanking™ 1.0.
During the test, you will place your normal household bills and expenses into ReCapture Prime. You will make the scheduled weekly bill-pay deposits shown in your account, and ReCapture Financial will use those funds to manage and pay your listed expenses through MiddleBanking™ 1.0.
We are not asking you to cut your normal expenses to make the test look better. We want to see how MiddleBanking™ 1.0 performs with a real household living its normal life.
Your job is simply to use the system for 90 days, complete the required account steps, and give us useful feedback about your experience.
What You Will Do
The test is straightforward.
2
Make Your Weekly Bill-Pay Deposit
Make the scheduled weekly deposit shown in your account so ReCapture has the funds needed to pay your listed expenses.
3
Use MiddleBanking™ for 90 Days
Use your dashboard, complete required acknowledgements, and let ReCapture manage and pay your listed household expenses.
4
Tell Us What You Think
Give us feedback about what worked, what was confusing, what could be easier, and your overall experience.
Who Can Apply?
We need households that can use the system consistently for the full 90-day test.
Age 25 or OlderThe applicant must be at least 25 years old.
Head of HouseholdThe person responsible for managing the household bills must take part in the test.
$4,000+ in Monthly Household ExpensesYour household must normally manage at least $4,000 per month in household and personal bills and expenses.
Steady IncomeFull-time employed and retired households can apply. Self-employed applicants must also receive W-2 income.
Use the System for the Full 90 DaysYou must be willing to follow the MiddleBanking™ process consistently and provide feedback during the test.
Paid Beta Test
$500
for each completed 30-day testing period
Why Are Beta Testers Being Paid?
You are being paid for your time and participation in the 90-day beta test. We need you to consistently use the system, complete the required beta activities, and provide feedback.
Complete the first 30 days and receive $500. Complete the next 30 days and receive another $500. Complete the final 30 days and receive another $500.
Complete all 90 days: $1,500 total in beta tester payments.
These beta tester payments are separate from ReCapture Prime account benefits. Accepted testers will receive the written beta terms before the test begins.
Common Questions
Is this a sales offer?
No. This page is for ReCapture Financial's 90-day beta test of MiddleBanking™ 1.0. We are looking for selected households to use the system and give us feedback.
Do I need to find software bugs?
No. Use MiddleBanking™ 1.0 as a normal household would. Tell us if something is confusing, difficult, does not work as expected, or could be improved.
Do I have to cut my household expenses?
No. We want you to use your normal household bills and expenses during the test. We do not want an artificial result created by cutting your normal spending for the beta.
How much are beta testers paid?
$500 for each completed 30-day testing period. Completing all three 30-day periods equals $1,500 in total beta tester payments, subject to the written beta terms.
Do I have to change banks?
No. You continue using your existing checking account to make the scheduled bill-pay deposits connected to your ReCapture account.
Does applying mean I am accepted?
No. ReCapture Financial is selecting a limited testing group. We will review applications and contact the households selected for the beta.
What happens after 90 days?
After completing the beta, you can decide whether you want to continue using ReCapture Prime under the regular account and program terms.
Want to Help Us Test MiddleBanking™ 1.0?
Apply for the 90-day paid beta test. If selected, we will give you the beta terms and instructions before your test begins.
Apply to Be a Beta TesterPaid Beta Tester Disclosure: The Paid Beta Tester Program is a limited testing opportunity and is not employment, a sweepstakes, a loan, an investment, or a guarantee of acceptance or payment. Beta tester payments are earned only according to the written beta tester terms, required activities, milestones, and completion conditions provided to accepted households. ReCapture Financial may limit or close enrollment. ReCapture Financial is not a bank. An ERA is a private ReCapture Financial program account and is not a bank deposit account, retirement account, investment account, insurance product, government-sponsored account, or tax-advantaged account.